Most apps don’t charge interest: With a payday loan you could end up paying what amounts to a 400% APR. Many cash advance apps charge a small fee rather than interest, and it can even be cheaper. One of the current extra cash opportunities is getting paid to chat, text, and flirt online. If you are curious and wondering if this is actually legit read on to find out more.

The Current Rewards app is the top cash rewards app to earn money with! Get paid to listen to free music from a selection of 100,000+ radio stations with the world’s top Current songs & get paid to play games from the top game studios!
I’ll admit: I really don’t like online surveys. In fact, I think they are largely a waste of time and often have too high of an opportunity cost to be worth it. However, if you want to make money while on the go and don’t care about the low payouts, you can consider using the right survey apps to at least earn something.

Disclosure: This post may contain affiliate links. We may receive a commission when you click on them, but this is at no extra cost to you. Read our privacy policy for more information.

Want to Make Extra Money?

Survey Junkie: Earn up to $50 per survey with the highest-paying survey site on the web. Join Survey Junkie Now
Swagbucks: Make money watching videos, taking surveys, shopping online and more. Join Swagbucks Now & Get a $5 Bonus
Mistplay: Earn free cash by playing games online with friends from your mobile phone. Join Mistplay Now For a 50 Unit Bonus
LifePoints: Earn free money by sharing your opinion while on the phone. Join LifePoints Now & Get a Free $$$ Signup Bonus

We all want to get paid for doing nothing, but many of us don’t even want to put in enough time and effort to do even that. What many don’t know is that it’s not hard to find a few apps that pay you to literally do nothing.

Here’s a list of 10 apps that can help you earn a passive income. See one that’s not on the list and should be? Let us know in the comments below.

Table of Contents

1. Shoptracker
2. Acorns
3. Paribus
4. Smart Panel
5. Qmee
6. Honey
7. Slidejoy
8. Betterment

What is Passive Income?

Passive income is what happens when you do the initial work to “get the ball rolling” and as a result, you start earning an income with having to put in little to no extra work.

A good example of this would be if you wrote a book. You write a book, and you publish it. As long as the book is continually selling, you will get paid for that book regardless of whether or not you ever pick up a pen again.

Marketing will help your books grow and get more money, but you don’t have to do anything extra to earn that money.

Another form would be to place ads on a YouTube channel. Let’s say you are a YouTuber and you create 100 videos. You will still earn money on the ads from those videos unless people simply stop watching them.

It may not be the biggest stream of income, and it might not be enough to live on, but it is money that you no longer have to work for.

Want to skip the list and get right to the apps? Here’s a quick list of 10 apps that pay you to do nothing:

Acorns ($5 sign-up bonus)
Paribus (earn cash when prices drop on your purchases)
Smart Panel ($5 sign-up bonus)
Qmee (earn cash surfing the web)
Honey (get paid to shop online like you normally would)
More… (read below)

1. Shoptracker

Registration Bonus: $3

Shoptrcker is an app that pays you to link your Amazon account. After that, you will earn 3 dollars a month simply by signing in once a month to sync your Amazon purchase history.

Companies need this information to help to make your shopping experience a better place. They are mainly just searching for order history, as well as what you bought.

Furthermore, since this app is connected with Harris Poll Online – a respectable organization – you can rest assured that they are not going to snoop into whatever purchase you may feel uncomfortable about.

For the rest of the month, you can simply forget that it exists. When it is time for you to cash out, a notification will appear on the bottom of your screen, informing you to sync your history. After that, you get a digital 3$ visa card that you can use for online purchases.

One good part that I have noticed, is that you don’t even need to shop on Amazon often to get the 3$. I personally don’t do that much shopping on Amazon and I still get a gift card once a month.

So whether you shop on Amazon all of the time, or very infrequently, that will still help you earn a small amount each month. That extra 36$ a year can net you pretty much a free side or a drink when you are ordering from certain restaurants.

Pros:

3$ for just installing and signing in once a month
You don’t realize it’s even there

Cons:

The money comes in the form of a digital Visa card, and not a direct deposit.
Potential feelings of privacy violation.

2. Acorns

Registration Bonus: $5

Acorns pays you to input small amounts of money or huge sums, and they will invest that money over time.

You can even change your portfolio from conservative, which plays it safe with your money over time, to aggressive, which is more of a risk but can earn you much more in the long term.

The main draw that Acorns has that Betterment does not, is a round-up program. Now while you can still do recurring or one-time payments into your Acorns account, you can also have them round up to the nearest dollar when you shop.

This means that when you go shopping and spend 2.30$ on some chips and a drink for a snack, Acorns will round up to the nearest dollar, and invest the other 70 cents into your Acorns account.

One flaw with the program is that it is made for small investments, like the spare change from a purchase. While the money taken out can grow over time, this means it is not suitable for something like a retirement fund.

Although it should be OK to use as a safety net in case anything goes wrong.

This can be a really simple way to earn money from investments and not even have to worry about it. If you do a lot of shopping, you can be investing several dollars a week, which can build up over time.

These investments are passive income, so they will earn you money even while you are sleeping.

Now this will never be enough on its own to allow you to retire, but it is good to know that the option is there to help you build a bit of a safety net, just by doing what you already do on an everyday basis: shop!

Pros:

Very easy to use
Automatically withdraws money when you shop

Cons:

May not be best if you need every last cent to get by
Not made for long-term investments like retirement

3. Paribus

People spend a lot of money when they are shopping for clothes and accessories online, sometimes spending thousands of dollars monthly paying full price for their goods.

https://browntrak.amebaownd.com/posts/20505534. The wait is over!

So when you go shopping, particularly at an outlet store like Walmart, Target, and Macys, saving a little extra money will help a ton. What a lot of people don’t know is that most stores allow you to get the difference back if you find the item you bought cheaper elsewhere, or if right after you buy it, it goes on sale.

However, in order to get that money back, the business expects you to put in that effort, and will not notify you of the price difference.

Paribus is here to help you get that price difference back. It does this by scanning your email address for order confirmation emails and then goes through the internet trying to see if the same product is advertised for a lower price elsewhere.

When they find this lower price, they will notify the store on your behalf, and you will get a refund back of the price difference.

This usually does not amount to huge savings, but it is extra money that you would have not otherw

Don App Earn Money